Why this site exists
We're Jack and Linda Harper. We also host Golden Years Together, a warm and friendly channel for adults 55 and better, where we share inspiring stories, practical life wisdom, healthy lifestyle ideas, family topics and honest retirement conversations.
The Golden Standard is where we focus on one of those conversations: whether physical gold belongs in your retirement savings, and how to go about it without costly mistakes.
Our goal here is the same as on the channel: to bring comfort, useful information and a little confidence to every chapter of life. We believe life keeps getting better with each one. Take your time, read at your own pace, and reach out if you have a question.
How we work
- We're an education site, not a dealer. We don't sell metals, hold accounts or give personal financial advice.
- We tell you how we're paid. We're an affiliate of Goldco and may earn money when readers request its kit or open an account. We have no paid relationship with other companies we mention. Our affiliate disclosure has the details.
- We show our sources. Fees, limits and prices come from the IRS, company materials and published reviews, and we date them.
- We cover the downsides. Every guide includes the risks and costs, not just the case for gold.
- We keep it current. Contribution limits are updated each year, company figures quarterly, and market updates monthly.
What we won't do
- Invent reviewers, credentials or customer numbers.
- Use countdown timers or fake urgency.
- Push collectible or "limited edition" coins whose premiums eat into retirement savings.
- Tell you gold is right for everyone. It isn't.
Where to start
If you're new to the topic, read What is a gold IRA? first, then gold IRA fees and the red flags to watch for. When you're ready to compare providers, see our company comparison. Questions? Get in touch.