At a glance
| Founded | 2006 |
|---|---|
| Reported minimum | $25,000 |
| Setup fee | $50–$275 (reviews differ; confirm in writing) |
| Annual fees | About $225 non-segregated, $275 segregated |
| Buyback | At market rate, no commission |
| BBB | A+ |
| Support | Phone, email and live chat |
Figures from published 2026 reviews (Yahoo Finance, SeniorLiving.org, TipRanks). Fees change; get a current schedule from Goldco.
What Goldco does well
- Rollover help. A specialist walks you through moving a 401(k), TSP or IRA, and the company handles much of the paperwork.
- Buyback at market rate. It reportedly repurchases metal without a commission, which matters when you eventually sell.
- Track record. Nearly two decades in business with an A+ BBB rating and strong customer review scores.
- Several ways to reach someone, including live chat, which several competitors lack.
Where it falls short
- Fees aren't posted online. You'll need to ask, and published reviews disagree on the setup fee.
- A meaningful minimum. $25,000 excludes smaller savers.
- The kit leads to a sales call. Expect a representative to follow up, sometimes more than once.
- Product focus is gold and silver. Ask directly if you want platinum or palladium.
Want to see Goldco's materials?
Request Goldco's free gold IRA kit to read about its process and products. Best fit if you have $50,000 or more to diversify.
Request Goldco's Free KitWho Goldco suits
Savers moving a meaningful amount, roughly $50,000 or more, from a 401(k), TSP or IRA, who want someone to guide them through the rollover and value a straightforward buyback. If you want the lowest possible minimum, published fees or the widest product range, compare other companies first, and see our Goldco vs Augusta comparison.
Questions to ask before you sign
- What is the full fee schedule, in writing?
- What is the premium over spot on each product you're recommending?
- What would you pay to buy those exact products back today?
- Which custodian and depository will hold my metal?