Common sizes
| Size | Gold value at ~$4,160/oz | Good for |
|---|---|---|
| 1 gram to 10 grams | ~$134 to ~$1,340 | Small gifts; high premium per ounce |
| 1 oz | ~$4,160 | Most flexible; easy to sell in pieces |
| 10 oz | ~$41,600 | Lower premium; good for larger IRAs |
| 1 kilo (32.15 oz) | ~$134,000 | Very large accounts only |
Metal value only, before the dealer's premium. Spot price as of October 19, 2026.
Bars vs coins
A bar gives you more gold for your money because it costs less to make than an ornate government coin. Coins win on recognition and flexibility: you can sell one American Gold Eagle at a time, while a 10 oz bar has to be sold whole. Many investors hold a mix. Our gold coins guide covers the coin side.
What makes a bar IRA-eligible
- At least 99.5% pure gold, stamped on the bar.
- Made by a refiner accredited by a recognized exchange or national mint, such as PAMP, Valcambi, the Perth Mint or the Royal Canadian Mint.
- Marked with weight, purity and the refiner's name; larger bars usually have a serial number.
- Bought with money inside the IRA and shipped straight to an approved depository.
See our IRS-approved coins and bars list for more.
Our recommended provider's free kit lists the IRA-eligible gold products it offers. Best fit if you have $50,000 or more to diversify.
Request the Free KitCast vs minted bars
Cast bars are poured into molds and look rougher, with simple stamping and the lowest premiums. Minted bars are cut and struck for a polished finish and usually come sealed in an assay card. Both hold the same gold; the choice is mostly cost versus appearance.
Buying tips
- Compare the price per ounce across sizes, not the price per bar.
- Ask for the same-day buyback price on the exact bar.
- Avoid unbranded bars from unknown sources; buyers may want them tested.
- If you might need to sell in pieces, favor 1 oz bars or coins over one large bar.