Gold
- American Gold Eagle (allowed by name despite being 91.67% gold)
- American Gold Buffalo, 99.99%
- Canadian Gold Maple Leaf, 99.99%
- Austrian Gold Philharmonic, 99.99%
- British Gold Britannia, 2013 and later, 99.99%
- Australian Gold Kangaroo, 99.99%
- Gold bars and rounds from accredited refiners, at least 99.5%
Silver
- American Silver Eagle, 99.9%
- Canadian Silver Maple Leaf, 99.99%
- Austrian Silver Philharmonic, 99.9%
- British Silver Britannia, 2013 and later, 99.9%
- Silver bars and rounds from accredited refiners, at least 99.9%
Platinum and palladium
- American Platinum Eagle and American Palladium Eagle
- Canadian Platinum and Palladium Maple Leafs
- Bars from accredited refiners, at least 99.95%
See what's available for your IRA
Our recommended provider's free kit lists the IRA-eligible gold and silver products it carries. Best fit if you have $50,000 or more to diversify.
Request the Free KitPopular products that don't qualify
| Product | Why not |
|---|---|
| South African Krugerrand | 22-karat and not covered by the US-coin exception |
| Pre-1933 US gold coins | Collectibles |
| Pre-1965 US silver coins | Only 90% silver |
| Graded or "rare" coins | Valued as collectibles, not bullion |
| Jewelry and scrap | Not bullion |
Eligible doesn't mean good value
Some eligible products, such as proof coins and limited editions, carry premiums far above plain bullion. Being allowed in an IRA says nothing about price. Compare the cost per ounce and the buyback price. Our gold coins, gold bars and silver coins guides help.